Long-Term Care Planning

Long-term care planning involves considering your possible future needs and putting in place the best financial plan to provide for your care and comfort. Medicaid is available to most who need long-term care. However, if you have ample financial resources of your own, you may not qualify to receive Medicaid benefits. There are tools with which we can help you qualify, and avoid spending every dime of your own and your family's resources.

Delaware Estate Planning Lawyer

Although many seniors are able to care for themselves throughout their lives, that is not something you can count on. You may need anything from minor assistance to lengthy hospital stays. In-home health care is available and adequate for many. Nursing homes provide a range of options. But the costs can be significant, and will probably continue to rise.

"Spending Down"

You may need to "spend down" your wealth in order to qualify for Medicaid. Irrevocable trusts are used to move funds from your own possession to benefit loved ones or charities. You can enjoy providing these to people you love now, rather than in your will, when you are gone. Annuities are a form of insurance that pays your beneficiaries income, should you become ill.

We will also help you identify all possible sources of income aside from Medicaid. For example, veterans may qualify for "aid and assistance" benefits.

The options and legal requirements are overwhelming to most people. Our law firm is here to help you. We have served people in Kent and Sussex counties in Delaware for more than 26 years.

Please contact a Delaware elder law attorney online or call 302-697-4900 (Camden) or 302-644-7181 (Lewes) to arrange an initial consultation.