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Residential Real Estate Archives

Is an HOA part of your residential real estate transaction?

Many of Delaware's communities have homeowners associations. If you are involved in a residential real estate transaction, you may want to know if your community has an HOA, along with what it will mean for you. Many people simply pay their dues and never really understand the basic terminology associated with them, which outlines their structure and governance.

What is the purpose of a residential real estate appraisal?

Most Delaware residents are not able to pay cash for a home. Even if they do have a substantial down payment, they still need a mortgage loan in order to pay the remaining portion of the purchase price. In that case, the lender will more than likely require a residential real estate appraisal prior to finalizing the loan.

Include a home inspection when buying residential real estate

Sellers are required by the state of Delaware to disclose any defects or other issues with a home they are selling to a potential buyer. However, it may be a mistake to rely on those disclosures to help you decide to purchase residential real estate. A home inspection may provide you with information the seller either did not know about or did not disclose when it comes to the condition of the home you are considering purchasing.

Residential real estate issues: Adverse possession

It is not always easy to discern where one property owner's land ends and another owner's begins. Perhaps a neighbor decided to sell his or her home, and it turns out that another Delaware homeowner built a garage on the property without realizing it. It was not until a survey was done as part of a residential real estate transaction that the mistake was discovered.

How do HOA's fit into residential real estate transactions?

Many Delaware residents who buy homes, townhouses or condominiums discover that they must become part of a homeowners' association. The fees associated with an HOA are only one small part of what it means to be part of it. When completing a residential real estate transaction under these circumstances, an individual needs to understand what the HOA will require.

What to know about residential real estate disclosures

The prospect of owning your own home is exciting, but that excitement should be tempered with caution. Disclosures are a part of every residential real estate transaction here in Delaware and elsewhere. What you see in those disclosures could ultimately affect whether you purchase the house -- that is, if the seller fully discloses any actual or potential defects.

Take the guesswork out of residential real estate transactions

Buying and selling a home can be a complex and frustrating process. You want to make sure that you are getting the best deal possible and that it closes in a timely manner. Nevertheless, going through the due diligence, dealing with financing and making sure the title is clear can be overwhelming. You can take the guesswork out of Delaware residential real estate transactions by making the right phone call.

Residential real estate issues: Encroachment

It is said that good fences make good neighbors, but knowing whose property the fence is on can be problematic. Some Delaware homeowners do not know the exact boundary lines of their property and could end up building on a neighbor's property. This residential real estate issue is defined as encroachment, and many people might not realize a problem exists until they are selling or buying property.

Why are zoning laws important?

Residential real estate issues can be extremely challenging to understand. On the surface, it may just seem like a very straightforward home purchase but when you look deeper into the process you may realize that there are a lot of laws that are specifically tied to residential real estate transactions in our state.

How do rent-to-own contracts work?

Clients come to us with many different types of real estate issues. They may be buying a home for the first time or they may be trying to divide a home after a divorce. One topic that may be of interest to our readers and those considering buying a home is the choice of renting to own.

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