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Elder Law Archives

Medicaid planning may be wise for long-term care expenses

Many Delaware residents may find themselves in need of financial assistance for various reasons. One reason in particular is that they may need help paying for long-term care later in life. By planning ahead, individuals may be able to arrange assets in a way that better their chances of qualifying for programs like Medicaid.

Elder care planning vital after dementia diagnoses

Watching a loved one's mental state decline can be an immensely difficult experience. Though many Delaware residents want to do what they can to care for those loved ones, it is not always possible, and professional care may be needed. As a result, legal and financial hurdles for those with dementia need addressing.

Long-term care planning an important part of elder law

It is common for older people to need some form of long-term care at some point. Because of the significant likelihood that it could happen to any Delaware resident, it is wise for individuals to look into their elder law options for planning for such care. It also makes sense to look into the different care options.

Planning for extended care is an important part of life

It is unfortunate but true that most older people will need some form of long-term care. While many Delaware residents may want to think that this scenario will not affect them, it is more than likely that it will. Rather than ignoring the possibility, it makes sense to plan ahead just in case extended care is needed.

Elderly loved ones may need guardianship for abuse protection

Many Delaware residents have an instinctual desire to protect their loved ones. Parents often feel this way about their children, and as those children grow into adults, they may come to feel the need to protect their elderly parents. Many older individuals do need this protection because mental decline and other issues can put elderly people in vulnerable positions that could lead to a need for guardianship.

Seeking guardianship of a parent should not be taken lightly

Delaware parents do their best to protect their children because young people are often vulnerable to various situations. As parents age and children become older, those children may feel the need to switch roles and become the protector. This feeling often comes about because a parent's mental abilities decline, and he or she cannot make important decisions. In such cases, a child may want to seek guardianship.

Insurance, legal options can help with long-term care planning

As Delaware residents and those elsewhere age, they often realize that many of their abilities have begun to diminish. While they may not have yet reached a point where they cannot care for themselves, this type of scenario may be in their futures. Because of this possibility, it is wise to consider long-term care planning.

If a person becomes incapacitated, power of attorney is important

Some Delaware residents may consider themselves control freaks and not think of that characteristic as a bad one. However, there will likely be times in a person's life when he or she cannot control every aspect of a situation. In particular, if an individual becomes incapacitated and loses the ability to make decisions, someone else will need to take control.

Health care proxy: Patient and agent need to be on the same page

Some Delaware residents feel a sense of accomplishment after making difficult decisions. While this feeling of accomplishment may be warranted, it is also important to remember that making the right decision is better than making just any decision, especially when it comes to creating a health care proxy. It is certainly vital for individuals to choose parties to make medical decisions on their behalves, but it is also important that patient and agent are on the same page.

Creating a long-term care plan can help address costs

Many people enjoy the process of planning. The comfort that can come from having a plan for various scenarios can seem appealing. As a result, some Delaware residents may have plans for a number of occasions. However, they may want to ensure that they have a long-term-care plan in place specifically.

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