It is unfortunate but true that most older people will need some form of long-term care. While many Delaware residents may want to think that this scenario will not affect them, it is more than likely that it will. Rather than ignoring the possibility, it makes sense to plan ahead just in case extended care is needed.
Many Delaware residents have an instinctual desire to protect their loved ones. Parents often feel this way about their children, and as those children grow into adults, they may come to feel the need to protect their elderly parents. Many older individuals do need this protection because mental decline and other issues can put elderly people in vulnerable positions that could lead to a need for guardianship.
Delaware parents do their best to protect their children because young people are often vulnerable to various situations. As parents age and children become older, those children may feel the need to switch roles and become the protector. This feeling often comes about because a parent's mental abilities decline, and he or she cannot make important decisions. In such cases, a child may want to seek guardianship.
As Delaware residents and those elsewhere age, they often realize that many of their abilities have begun to diminish. While they may not have yet reached a point where they cannot care for themselves, this type of scenario may be in their futures. Because of this possibility, it is wise to consider long-term care planning.
Some Delaware residents may consider themselves control freaks and not think of that characteristic as a bad one. However, there will likely be times in a person's life when he or she cannot control every aspect of a situation. In particular, if an individual becomes incapacitated and loses the ability to make decisions, someone else will need to take control.
Some Delaware residents feel a sense of accomplishment after making difficult decisions. While this feeling of accomplishment may be warranted, it is also important to remember that making the right decision is better than making just any decision, especially when it comes to creating a health care proxy. It is certainly vital for individuals to choose parties to make medical decisions on their behalves, but it is also important that patient and agent are on the same page.
Many people enjoy the process of planning. The comfort that can come from having a plan for various scenarios can seem appealing. As a result, some Delaware residents may have plans for a number of occasions. However, they may want to ensure that they have a long-term-care plan in place specifically.
It's nothing new to say that kids are expensive, but what happens when paying expenses for adult children cuts into retirement savings? Recent research shows that many near-retirees in the United States do not have adequate savings -- an issue that can be compounded when tuition, wedding expenses and even caring for adult children gets added to the mix. Understanding how to protect their own retirement funds while managing expectations from kids is an Elder Law issue that faces many in Delaware, particularly those with adult children who are not financially independent.
Although many people prefer to live private lives, communication can often be the key to avoiding missteps and hazards as one ages. It is a good idea for Delaware seniors to have certain conversations with their children, as awareness throughout the family can help people avoid or resolve elder law issues. Those who do not have children or do not trust their children should consider sharing important information with trusted friends as an alternative.
Elder abuse is a major issue across the United States. Recent numbers released in New York State noted that only about one in 22 cases of elder abuse is reported, and aging individuals in other states like Delaware have similar challenges being heard. Those who are in a position to recognize elder abuse should know the signs of someone being targeted as well as the right steps to take within the limits of elder law.