Will the Medicaid look-back period affect your eligibility?

Medicaid provides accessible healthcare to a large number of Americans who would struggle to afford medical treatment otherwise. If you are beginning the application process for Medicaid, though, you might experience some confusion over the so-called Medicaid look-back period.

Unraveling the complexities of Medicaid is one way in which the field of elder law serves to ease the concerns of aging Americans. Once you understand the purpose of the Medicaid look-back period, you will have a better idea of your eligibility status.

What is the Medicaid look-back period?

One way to qualify for Delaware Medicaid is to meet financial eligibility requirements. Individuals with a low asset profile may be eligible for Medicaid on the basis that they require government assistance to receive the health care they need. To verify this eligibility, a five-year look-back period is in place to analyze your transaction history. If a large transfer of assets comes to light, you may be under suspicion of falsifying your financial worth.

What effect does look-back have on eligibility?

In the event that the state determines a conspicuous transfer is an act of falsification, you may not receive Medicaid benefits until that transfer falls outside of the five-year look-back period. Be aware, however, that you might still be able to receive Medicaid on the basis of non-financial eligibility.

The look-back system can be a frustrating hurdle for individuals with a genuine need for Medicaid. The system protects benefits from exploitative practices, though, and thus ensures that the needy are the ones who receive treatment.



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